How to Borrow Telkomsel Credit Using the UMB Code, It's Easy

Article Summary

Requirements: card Telkomsel Prepaid, active >60 days, have topped up at least IDR 5,000, and have no arrears.
Borrow via UMB code: type *505#, choose Emergency Balance or Emergency Package, confirm, wait for SMS 5050.
Emergency Balance can be used immediately; when refilling, the bill will be automatically deducted from the credit to pay off the balance.
You can borrow again if the previous bill is paid off and the number gets another offer; check the status via *505#.

How to Borrow Telkomsel Credit Using the UMB Code, It's Easy

How to borrow credit Telkomsel can be a solution when your credit runs out in urgent conditions, but you haven't had time to top up.

Telkomsel provides an Emergency Balance or Emergency Package service that allows certain prepaid customers to get services first and pay for them later through credit deductions.

This service isn't automatically available for all numbers. Telkomsel has specific criteria for determining which customers receive the offer. One way to check is by using the code in your phone's call menu.

So, for those of you who are curious, let's read the following discussion to the end!

Also read:

General Terms and Conditions

how to borrow Telkomsel credit — Telkomsel. Source: VCGamers

Before trying to borrow Telkomsel credit, make sure your number meets the applicable requirements:

Using a Telkomsel Prepaid card.
Number has been used for more than 60 days.
Have topped up your credit at least once. Telkomsel lists a minimum top-up of Rp5,000 in the last three months.
Meet Telkomsel's customer criteria. So, even if the number has been active for more than 60 days, the offer may not be available.
Have no outstanding payment obligations. If you have previously used emergency services, your bill must be paid in full first.

Please note that the services displayed may vary by number. Telkomsel also provides Emergency Balance amounts ranging from Rp5,000 to Rp75,000 in its service information, depending on the offer available to customers.

Borrow via UMB Code *505#

Borrowing Telkomsel credit via UMB is quite practical because you don't need to open an additional application:

Open the Phone application or call menu on your phone.
Type the code *505#.
Press the Call button.
Select the available Emergency Balance or Emergency Package menu.
Read the information about the services and fees displayed.
If there is a suitable offer, select the nominal or package you want to use.
Follow the confirmation instructions until complete.
Wait for an SMS notification from 5050 that the emergency service has been successfully activated.
Once activated, use the balance or package according to the validity period listed.

When you top up your credit, it can be used to pay emergency service bills as per the terms and conditions. Telkomsel also states that payments can be made after receiving the credit transfer or through available payment mechanisms.

Can I borrow twice?

Whether you can borrow again depends on your billing status and the offers available for your number. If you still have an outstanding emergency service bill, you'll need to pay it off first.

To check your billing status, you can use the code *505#, then select the Check Status and Check Bill menus if the option is available.

So, if you want to borrow again, it's best to pay off your previous balance first. After that, check again. *505# to find out if your number is eligible for an Emergency Balance or Emergency Package offer.

Also read:

Please note that *505# does not guarantee that all customers will receive emergency credit. Offers are determined based on Telkomsel's criteria, so the menu or amount displayed may vary for each number.