OVO to BCA Transfer Code: How to Send, Fees, and Solutions for Failed Transfers

OVO to BCA Transfer Code: How to Send, Fees, and Solutions for Failed Transfers

Top up your OVO balance from your account BCA It's now even easier. But to avoid confusion, you must first know the BCA OVO code used when making a transfer.

Well, this article will help you understand how to top up OVO from BCA using various methods, complete with virtual account codes and tips. Read on!

Also read:

• Come on, Get Free SeaBank Balance Bonus Using Referral Code VCGamers
• How to Transfer (TF) DANA without Premium Upgrade
• Convert Credit to DANA for Free Without Deductions, Here's How

What is the BCA OVO Code?

The BCA OVO code is a virtual account code used to top up your OVO balance from BCA. It's formatted as a combination of the OVO company code (39358) and your mobile phone number registered with the OVO app.

Full format: 39358 + mobile phone number you
Example: If your OVO number is 081234567890, then the code will be: 39358081234567890

The importance of the BCA OVO code cannot be underestimated, because if you enter the wrong format, the top-up process can fail completely or even worse, it can be sent to someone else's account.

How to Transfer OVO to BCA

Want to transfer money from OVO to a BCA account? Don't worry, it's super easy! But before you start, there are a few important things you need to fulfill to ensure a smooth transfer process. Let's take a look at the explanation below.

Mandatory Requirements

Before transferring from OVO to BCA, make sure you meet the following requirements:

• Verified OVO account (OVO Premier):
  Only OVO Premier accounts can use the bank transfer feature. So, if you still have an OVO Club account, upgrade first!
• Sufficient OVO balance:
  Not only for the amount of money to be sent, but also to cover the admin fee of IDR 2,500 per transaction.

Steps to Transfer OVO to BCA

Here's an easy way to transfer from OVO to a BCA account:

• Open the OVO application on smartphones you.
• On the homepage, select the “Transfer” menu.
• Select the “Bank Account” option.
• Fill in the destination data:
  • Destination Bank: Select BCA (Bank Central Asia).
  • Account Number: Enter the destination BCA account number.
• Enter the transfer amount as desired.
• Select the destination bank BCA, then enter the code 80888 (usually this is automatic when selecting BCA).
• Continue by confirming the transfer details, make sure the name and nominal are correct.
• Click “Transfer” and enter your OVO PIN.
• Wait for notification that the transaction was successful.

By following the steps above, you can transfer OVO to BCA anytime quickly and conveniently.

Transfer Fees & Limits

If you frequently use OVO for everyday transactions, it's crucial to be aware of the OVO-to-BCA transfer fees and maximum transaction limits. In 2025, there are several policy updates from OVO and BCA that you should be aware of.

2025 Admin Fee

Starting in January 2025, every time you transfer between OVO and BCA accounts via virtual account, you will be charged an administration fee of IDR 2,500 per transaction. This information is according to an official update released via OVO Help Center and BCA website.

Even though it's relatively small, you still need to consider this fee if you frequently top up or transfer funds between accounts.

Daily and Monthly Limits

Based on the latest policy, the daily top-up limit for OVO via BCA is IDR 10,000,000. Make sure your account is premium.

If you're still using an OVO Club account (and haven't upgraded), the limit may be significantly lower. So, if you frequently make large transactions, we recommend upgrading to OVO Premier immediately to avoid reaching the limit too quickly.

Solution if Transfer Fails

Sometimes, even if you've followed the steps for topping up OVO via BCA correctly, the transaction can still fail. Don't panic! Here are some common reasons why OVO transfers from BCA fail and solutions you can try:

Insufficient Balance

This is the most common cause. You may have forgotten that besides the nominal value, top up, there is an admin fee of IDR 1,000 which will also be deducted from your BCA account balance.

You'll need to prepare additional funds, specifically transfer fees. For example, if you want to top up Rp20,000, your minimum available balance must be Rp21,000.

Wrong Code

The code used for OVO transfers from BCA isn't a regular bank code. Many users mistakenly enter codes like 80888, even though that's not the official code for OVO via BCA.

Use the official OVO virtual account code at BCA, which is 39358 + your mobile number. Avoid entering codes like 80888 or other bank codes, as they will cause the system to fail to recognize the transfer destination.

Server Down

If OVO or BCA services are experiencing issues, your transactions will likely not be processed successfully. This typically occurs during high traffic times or during system maintenance.

Try repeating the transaction a few moments later. If it still fails, contact OVO Customer Service through official channels, such as:

• Live chat on the OVO application
• Email to cs@ovo.id
• Official website: https://www.ovo.id

Also include proof of transaction and error screenshots if any, so that the checking process is faster.

The BCA OVO code is the key to easily topping up your OVO balance from your BCA account. Simply enter the code 39358 followed by your mobile number and the top-up process can be completed in seconds.

Also read:

• How to Activate Telkomsel Emergency Credit
• How to Borrow Telkomsel Emergency Credit
• How to Check IM3 Numbers via SMS and Other Methods

Come on, take advantage of the convenience of technology and enjoy more practical cashless transactions with OVO and BCA!